Submitted by James Stepan, Jan 22, 2007 17:44

There are cases whereby mixing public and private health coverage does make sense. For example, the need due to sudden catastrophic health coverage is a case for full public assistance. In the realm of private purchasable health coverage the mere existence of state line constraints makes absolutely no sense. If an insurance carrier provides coverage in State a why can I not purchase it here in New York and have it follow me any where or if I find a better less costly policy from State B why can I not change. In a full market I may find cheaper and better health policies for my wife, my children together or individually, or the company which I am responsible.

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