ALBANY — Governor Spitzer wants the state to pay off the student loans of physicians who agree to serve rural and urban areas without enough doctors, an administration official said yesterday.

Mr. Spitzer is also considering a $1 billion Upstate Revitalization Fund and other measures to renew downtowns and attract businesses. And he may seek to name the Triborough Bridge connecting Manhattan, the Bronx, and Queens for Senator Robert F. Kennedy, the slain Democratic presidential candidate.

The cost of the initiatives won’t be part of today’s State of the State speech, which is expected to include big ideas for creating high-tech jobs and transforming the state’s economy through higher education. Spending details will come January 22, when Spitzer proposes his 2009–09 budget to the Legislature, which should include how to deal with a $4.3 billion deficit.

“We are facing choppy waters as we look out at the national landscape, economically,” Mr. Spitzer said. “But we have enormous demands here in the state, enormous obligations to invest in education and health care and infrastructure. Jobs, jobs, jobs is what we are going to be focusing on.”

The Senate’s Republican majority, which has clashed with the Democratic governor since June, has its own “Upstate Now” proposal. It would more broadly apply tax breaks and incentives to retain and attract employers. But despite some similarities with Spitzer’s proposal, the Senate plan didn’t become law last year.