New York, New York is a wonderful town. East Side, West Side, river to river, people are searching for a place to live. Hard to believe but true, some New Yorkers are able to buy affordable condominiums, cooperative apartments, and two-, three-, and four family homes at prices no one would believe this year. As the pitch man for the former “Crazy Eddie” electronics store said, “These prices are insane.”

The Jackson Development Group has been at the forefront of developing affordable market-rate housing over the past decade. Next week, an offering plan for the sale of 28 condominium units, on Nelson Avenue and 168th Street in the Highbridge section of the Bronx, is expected to be approved by the attorney general. More than 700 people are on the waiting list to own a 1,100-square-foot condo for $235,000. Yes, that’s right: $235,000. Further, the buyers do not need to qualify for income restrictions.

The condos are being built as seven four-family homes, and have three bedrooms and two bathrooms each. They are being built without subsidies for the developer. The purchasers can buy with a down payment of as little 3% of the purchase price. In addition, buyers will have an abatement on their real estate taxes.

On College Avenue near 148th Street in the Bronx, the company is nearing completion of seven three- and four family homes. The three-family homes are priced from $560,000; the four-family homes at $695,000. Residential units in these homes are about 1,100 square feet in size and have either two or three bedrooms. Financing of as much as 100% is available, along with a real estate tax abatement. The company is also building 16 condos on Heath Avenue in the northern Bronx and 24 condominiums on Crotona Avenue. Prices of these units will be about $250,000 to $275,000 for units ranging in size from 850 to 1,100 square feet.

In the Briarwood section of Queens, at 84th Drive near Queens Boulevard, Jackson Development is developing an eight-story, market-rate residential condominium building. Units range in size from 850 to 1,100 square feet. Prices are expected to begin at $467,500, or about $550 a square foot. The larger unit is expected to sell for $660,000, or $600 a square foot. In the Corona section of Queens, at Lewis Avenue and 102nd Street, Jackson is finishing a five-story, 41-unit condo building. One-bedroom, 700-square-foot units are expected to sell for $270,000, and 850-square-foot, two-bedroom units with two bathrooms for $350,000.

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Due to the efforts of the New York City Housing Development Corporation, New York State Housing Finance Agency, the Housing Preservation and Development Corporation, and the Housing Partnership Development Corporation, a number of lucky individuals and families have the chance to find affordable apartments for sale all over the city.

New Yorkers have until November 30 to apply to own a limited-equity co-op apartment in the Sutton at 102 Bradhurst Ave. and West 147th Street, adjacent to the historic districts of Sugar Hill and Hamilton Heights. The ground breaking was held last month. This development is being built on land formerly owned by the city bordering Jackie Robinson Park. The Sutton is the first property to be developed through the NYC Housing Development Corporation’s Affordable Cooperative Housing Program.

At the Sutton, 134 lucky New Yorkers will be able to apply for the new apartments: studios, one-, two-, and three bedroom units with prices of about $55,000 to $429,750. Minimum annual household income for eligible purchases is estimated to be $31,000, assuming a 5% down payment, with a maximum income of $157,500.

A total of 27 units will have restrictions of a maximum annual income of between $66,719 and $96,741, depending on the size of the apartment. Another 27 units will have an income restriction of between $69,000 and $127,000. The balance of 74 units will be sold to households with a maximum annual income of $103,620.

November 11 is the deadline for applications for 120 condos in the 179-unit Langston at 68 Bradhurst Ave., near Manhattan’s historic Hamilton Heights. Apartments range from one to three-bedrooms, with concierge and doorman service, on-site attended parking garages, terraces, and patios. A total of 18 units will be sold to eligible buyers with minimum annual household incomes of no less than $35,168 and no more than $58,278, adjusted by household size. Another 102 condos will be sold to buyers with maximum annual household incomes of $103,620. A total of 59 residences are available to the general public with no income restrictions. Prices are estimated to be from $600,000 to $975,000.

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Two brownstone developments in Harlem are now for sale. Four luxury two-family townhouses at 302 and 304 W. 140th St., 187 Edgecombe Ave., and 51 Bradhurst Ave. are for sale at prices ranging from $777,000 to $794,000. To qualify, applicants must have a minimum annual income of $140,000. The deadline for applications is December 14.

Two lucky families must send their applications before December 1 for two two-family brownstones in Central Harlem. One is at 29 W. 127th St. and priced at $865,000, and the other is at 38 W. 119th St. and is priced at $935,000. Applicants must have a minimum annual income of $140,000 and must live in the building.

A total of 13 luxury condo apartments are available in three buildings at 714, 765, and 789 St. Nicholas Ave.To qualify, applicants must have a minimum annual income of about $54,000 to $103,000.

In a few months, applications will be accepted for Bushwick Gardens, two eight-story buildings containing 88 one-, two-, and three-bedroom apartments for middle-income tenants. The building is at 80-88 Beaver St. in Brooklyn. Prices for one-bedroom units are expected to begin at $116,000, two bedrooms at $131,000, and three-bedrooms at $161,000. The developer is Bushwick Gardens, owned and controlled by Ridgewood Bushwick Senior Citizens Council.

Applications for all these residences will be selected through a lottery monitored by the New York City Department of Housing Preservation and Development. Residents of New York will receive first consideration. Preferences are for eligible applicants, 50% for the residents of the community boards where the units are being developed; 5% for active uniformed New York City Police Officers; 5% for city municipal employees; 5% for those who are mobility-impaired, and 2% for the visualor hearing-impaired. All purchasers are subject to all other eligibility criteria.

Through efforts originally started by the Giuliani administration, intensified by the Bloomberg administration, and furthered by private developers, New Yorkers are being offered the opportunity to own a piece of the city at more affordable and reasonable prices. Applicants must be studious and spend time submitting paperwork. In one recent case, more than 7,500 applied for 45 units. In every case, being chosen as a buyer of one of these apartments is truly like winning the Powerball lottery. If demand is any indication, efforts by developers and the city to spur affordable housing are more important than ever in helping the city, and its workforce, grow.

Mr. Stoler is a television broadcaster and senior vice president at First American Title Insurance Company of New York. He can be reached at mstoler@firstam.com.